Energy & fuel operating platform · Zambia → SADC

Turn kilowatt-hours
into kwacha.

Novea is the software between energy and its buyers — the whole commercial spine of a power utility and a fuel business alike. Kilowatt-hours or litres, prepaid meters or forecourt pumps: one platform for how energy is actually sold in Southern Africa.

Integrated modules
ZMW·USD
Multi-currency + FX
Mobile-money rails
Verticals — power + fuel
Built for the ground truth

Most energy software assumes a postpaid, banked, always-on world. Zambia isn’t one.

Novea started from the constraints, not around them — so the awkward realities are first-class features, not integrations bolted on later.

Prepaid-first Buy power before you use it Wallets, STS-ready token vending, low-balance alerts. The dominant model, native — not an afterthought.
Mobile money The account is a phone number DPO, MTN, Airtel and Zamtel. Pay by handset, get a token back, instantly — no bank required.
Feature phones USSD, no app, no data Check a balance, buy a token or log a fault from any handset. The customer is resolved from the MSISDN.
Load-shedding Scheduled darkness, planned for Zones, windows and pre-shed alerts — the platform knows when the grid goes down and tells people first.
Solar + diesel Hybrid generation, metered Interval telemetry across arrays, batteries and generators, with the ESG maths done automatically.
The Copperbelt Mines, malls and filling stations Power and fuel, grid and forecourt, C&I and residential — one tenant-isolated platform for every kind of energy supply.
The core loop · electricity

Every electron, followed all the way to the bank.

Meter-to-cash isn’t a report you run at month-end — it’s an automated pipeline. Reading to tariff to invoice to payment to a balanced ledger, and a revenue-protection layer watching the whole way. Fuel runs the same loop, depot to forecourt — it’s just below.

01 · Generate Solar, grid & genset Telemetry per asset
02 · Meter Read & validate Prepaid + postpaid, VEE
03 · Rate Apply the tariff ToU, stepped, index-linked
04 · Bill Invoice & post to GL Append-only, balanced
05 · Collect Mobile money & USSD Idempotent, confirmed
06 · Protect Guard the revenue Tamper & NTL detection
Solar · battery · meter · grid — one site, fully metered
The electricity platform

One spine. Twenty-plus modules. Every part of running a power utility.

Not a billing tool with add-ons — a complete operating system, with each capability sharing the same tenant-isolated data, ledger and audit trail. (Fuel gets the same, in its own section next.)

A —

Commercial core

meter · tariff · bill · collect

Tariff engine

Zero hard-coded rates. Time-of-use, stepped blocks, minimums, per-line VAT and levies — and index-linked tariffs that track wholesale price or FX. Simulate before you switch anyone over.

CONFIG · NOT CODE

Metering & VEE

Smart and manual, prepaid and postpaid. Validation, estimation and editing on every reading, with idempotent CSV and MQTT ingestion so a double-import never double-bills.

READINGS · QUALITY-FLAGGED

Billing & general ledger

Automated meter-to-cash runs feeding an append-only, double-entry ledger. Trial balance and VAT return that always reconcile — the books can’t be quietly rewritten.

DEBITS = CREDITS · ALWAYS

Payments

DPO Pay, MTN, Airtel, Zamtel, cards and bank transfer behind one seam. Idempotent recording and server-to-server confirmation — a dropped callback never loses a payment.

RAILS · PLUGGABLE
B —

Prepaid & credit

the way Zambia buys power

Prepaid vending

A wallet per customer and a swappable token codec — an internal voucher today, certified STS tokens tomorrow, without touching the rest of the system.

STS-READY

Pay-to-token loop

Send mobile money, receive a working token — the two halves of a prepaid purchase joined into one instant, hands-off transaction.

VEND ON CONFIRM

Credit control

Dunning ladders, top-up recovery that diverts a slice of each purchase to arrears, and friendly emergency credit to keep the lights on between paydays.

7 · 14 · 30 DAY

USSD self-service

Balance, buy-a-token and report-a-fault from any feature phone — no app, no data bundle. The tenant and customer resolve from the dialling number.

*NNN# · ANY HANDSET
C —

Energy & assets

generation, telemetry, ESG

Solar, battery & genset

An asset register with interval telemetry and threshold alerts — state of charge, generation, runtime — deduplicated while a fault stays open so nobody drowns in the same alarm.

ASSETS · MONITORED

ESG accounting

Every solar kilowatt-hour converted to diesel displaced and CO₂ avoided, and rolled into renewable-share reporting — the investor and impact story, quantified per site.

3.5 kWh/L · 2.68 kg CO₂/L

PPAs & net metering

Power-purchase agreements with escalation and performance terms, plus net-metering credit reconciled against real export readings.

GENERATE · EXPORT · SETTLE

Load-shedding aware

Zones, published windows and pre-shed notifications — so a scheduled outage reaches the customer before the dark does.

ZONES · WINDOWS · ALERTS
D —

Trust & scale

protect, finance, dispatch, comply

Revenue protection

Tamper events raised as faults, feeder energy-balance to find non-technical losses, and vending-drop anomaly detection — the leaks that quietly sink a utility.

NTL · TAMPER · ANOMALY

PAYGo financing

Pay-to-unlock devices with lock-after-grace, credit scoring and an OpenPAYGO-ready token path — solar-home-system economics, built in.

UNLOCK · SCORE

Field service

Dispatch with nearest-technician routing and SLAs, and an offline-first PWA that syncs GPS, photos and signatures when a technician gets signal back.

OFFLINE-FIRST

Compliance & data protection

ERB licence tracking, and a Data Protection Act programme that is code, not paperwork — consent, access, erasure, an immutable audit trail and hard tenant isolation.

DPA 2021 · ERB
The other half of the business

Fuel & OMC — the same spine, depot to forecourt.

Downstream fuel is not a second system bolted on beside power. It is a full vertical inside Novea — wholesale and forecourt retail sharing the same customers, ledger, controls and cash. Whether you sell electrons or litres, the hard part is identical: getting paid, and knowing your margin to the tambala.

Depot · tank · forecourt · truck — the wet-stock chain
01 · Procure Bulk lifting Contracts & credit
02 · Store Tanks & dips Book vs physical
03 · Dispense Forecourt sale Pumps & shifts
04 · Reconcile Shift & wet-stock Meters vs cash
05 · Collect Into the ledger One P&L, both fuels

Wholesale & bulk sales

Bulk lifting to resellers, mines and fleets — contract pricing, delivery notes and credit terms, invoiced against the same accounts as everything else.

DEPOT · BULK

Forecourt retail

Pump sales, cashiers and shifts at the station — card, cash and mobile money, drawn against the same customer base and books as the wholesale side.

STATION · SHIFTS

Tank & stock control

Dip readings, deliveries and every movement, so book stock and physical stock are reconciled per tank — not guessed at the end of the month.

DIPS · MOVEMENTS

Shift reconciliation

Pump meters against cash, card and mobile money, every shift — so a short till is caught the same day, not written off a quarter later.

METER = TILL

Stock-loss & shrinkage

Evaporation, temperature variance and theft surfaced as recorded loss events against the tank — the quiet leak that decides whether a station makes money.

VARIANCE · FLAGGED

Wet-stock margin

Landed cost to pump price, per product, straight from the general ledger — the number that actually tells you whether the litres are worth selling.

BUY → PUMP

Regulatory & ERB

OMC licences, marketing bonds, statutory returns and permits tracked as live compliance work — not a drawer of certificates nobody has checked the dates on.

LICENCES · BONDS

One ledger, both fuels

Fuel P&L and electricity P&L in the same append-only, double-entry books — so the group accounts are one balanced truth, not two systems argued over at year-end.

SAME SPINE
Clean energy, counted

The impact story isn’t a slide. It’s a column in the ledger.

Every kilowatt-hour a solar array delivers instead of a diesel generator is measured, converted and reported — so sustainability is an output of the system, not a spreadsheet someone assembles the night before the board meeting.

kWh of diesel generation displaced by every litre saved
kg
CO₂ avoided for each litre of diesel a solar kWh replaces
of generation attributed per site — solar, grid import, export and genset
Auto
renewable-share & carbon reporting, straight into the branded investor pack

// Reference conversion factors, applied on every reading. Real numbers, real sites — quantified continuously, not estimated once a year.

Under the hood

The parts you only notice when they fail — engineered so they don’t.

Financial software earns trust by being boring in exactly the right places. Novea is built for the money to be right, the tenants to stay separate, and the record to be unforgeable.

Isolated

Multi-tenant by construction

Every business row carries its organisation, and reads are scoped per request. One operator can never see another’s customers — proven by a test that sweeps every endpoint.

Balanced

Append-only double-entry

Invoices, payments and journals are immutable once posted. Nothing is edited in place; corrections are new entries. The trial balance always balances.

Recorded

Immutable audit trail

Who did what, when — write-once, delete-never. Every sensitive action, from a posted invoice to a flipped feature flag, leaves a permanent mark.

Guarded

Roles, MFA & encryption

Deny-by-default RBAC across nine roles, two-step login with backup codes, and field-level encryption for personal data at rest.

Durable

Outbox & retries

Notifications and side-effects go through a transactional outbox — retried with backoff, dead-lettered when they can’t deliver, never silently dropped.

Observed

Metrics, logs & SLOs

Correlation IDs stitch every request together, structured logs and RED metrics, and service-level objectives with a documented rollback path.

One market today, a region by design

Zambia now. The rest of SADC as data, not a rewrite.

Countries, currencies, regulators, tax and tariff templates are all configuration. Adding a market is seeding reference data and wiring its payment rails — not forking the codebase.

● Live — Zambia Ready — SADC
Zambia · ZMW DRC Zimbabwe Malawi Mozambique Tanzania Namibia + SAPP cross-border
Novea Energies

The commercial engine for the energy that powers a continent.

From a single prepaid meter in a Lusaka compound to a cross-border wheeling settlement — one platform, one ledger, one source of truth.

Utilities Mini-grid operators C&I energy providers Solar & PAYGo financiers Fuel & OMC